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ZikoSwift Terms and Conditions
Effective Date: February 20, 2025

Welcome to ZikoSwift!
By accessing and using ZikoSwift (www.zikoswift.com) and its subdomains, you acknowledge and agree to abide by the following Terms and Conditions. These terms govern your use of our marketplace, ensuring a fair and secure environment for both buyers and vendors.

If you do not agree with any of these terms, you should not use our website or services.


Definitions

To clarify how these terms apply, here are key definitions:

  • “ZikoSwift” – The online marketplace operated under the ZikoSwift brand, including its subsidiaries and affiliates.

  • “User” – Any individual or entity accessing or using ZikoSwift, including both buyers and vendors.

  • “Vendor” – A manufacturer, supplier, or seller listing products on ZikoSwift.

  • “Buyer” – A customer purchasing products from vendors on ZikoSwift.

  • “Services” – All features and functionalities provided by ZikoSwift, including:

    • Product listing and browsing

    • Purchasing and checkout

    • Payment processing

    • Shipping and tracking

    • Customer support

    • Refunds and returns


Eligibility and Account Creation

2.1 Age Requirement

Users must be at least 18 years old to create an account and use ZikoSwift.

2.2 Registration Requirements

  • Users must provide accurate, up-to-date, and complete information during account registration.

  • Users must maintain the confidentiality of login credentials and are responsible for all activities under their account.

  • Providing false or misleading information can result in account suspension or legal action.

2.3 Unauthorized Use

  • Users must not share, sell, or transfer their ZikoSwift account to another person or entity.

  • ZikoSwift reserves the right to suspend accounts suspected of fraudulent or unauthorized activity.


Vendor and Buyer Responsibilities

3.1 Vendor Responsibilities

Vendors must comply with the following rules:

  • Product Legality – Vendors must ensure that all products comply with local, national, and international laws.

  • Product Accuracy – Vendors must provide accurate descriptions, pricing, and images. Misrepresentation is strictly prohibited.

  • Prohibited Items – Vendors must not list or sell:

    • Counterfeit goods

    • Weapons and firearms

    • Drugs and controlled substances

    • Stolen or unauthorized goods

    • Hazardous materials

  • Order Fulfillment – Vendors must ship products within the specified timeframe and provide tracking information.

  • Verification – Vendors must complete a verification process before listing products on ZikoSwift.

3.2 Buyer Responsibilities

  • Purchase Awareness – Buyers are responsible for reviewing product details before purchasing.

  • Fraud Prevention – Buyers must not engage in chargeback fraud, payment disputes, or unauthorized transactions.

  • Returns & Refunds – Buyers must adhere to the return and refund policies set by vendors.

  • Reporting Issues – Buyers should immediately report suspicious activity or fraudulent transactions to ZikoSwift.


Payments and Transactions

  • Payments on ZikoSwift are processed through secure third-party payment providers.

  • ZikoSwift charges vendors service fees and transaction fees, which are deducted from payments.

  • Buyers and vendors are responsible for paying any applicable taxes in their respective jurisdictions.

  • Payment disputes must be reported to ZikoSwift within 14 days of the transaction.


Shipping and Delivery

  • Vendors are responsible for ensuring timely shipment and providing tracking details.

  • Buyers must monitor their orders and report delivery issues promptly.

  • ZikoSwift is not responsible for delays caused by:

    • Third-party shipping carriers

    • Customs or import restrictions

    • Force majeure events (e.g., natural disasters, wars, pandemics)


Refunds and Returns

  • Vendors must clearly define their refund and return policies.

  • Buyers must initiate returns within the vendor’s specified return period.

  • Refunds are processed only after the returned item is verified by the vendor.

  • ZikoSwift may mediate disputes but does not guarantee refunds for every dispute.


Intellectual Property Rights

  • All content on ZikoSwift (logos, text, images, software) belongs to ZikoSwift or its licensors.

  • Users may not copy, modify, or distribute ZikoSwift’s content without permission.

  • Vendors own the rights to their product listings but grant ZikoSwift a license to display them.


Prohibited Activities

Users are strictly prohibited from:

  • Listing, selling, or purchasing illegal, counterfeit, or prohibited items.

  • Engaging in fraudulent, deceptive, or misleading business practices.

  • Exploiting security vulnerabilities or hacking ZikoSwift’s system.

  • Using bots, scrapers, or automated tools to extract data.

  • Harassing, threatening, or impersonating other users or ZikoSwift representatives.

Violations may result in account suspension, legal action, and reporting to law enforcement.


Limitation of Liability

  • ZikoSwift is not responsible for indirect or incidental damages arising from platform use.

  • We do not guarantee product quality, vendor reliability, or uninterrupted access to our platform.

  • ZikoSwift is not liable for unauthorized account access, data breaches, or security incidents beyond our control.


Privacy Policy

  • By using ZikoSwift, you agree to our Privacy Policy, which outlines how we collect and use data.

  • ZikoSwift implements security measures to protect user data but cannot guarantee absolute protection against cyber threats.

  • ZikoSwift complies with GDPR (for European users) and CCPA (for California users) when applicable.


Account Suspension and Termination

  • ZikoSwift reserves the right to suspend or terminate accounts for violations of these terms.

  • Fraudulent accounts may be permanently banned.

  • Users can request account deletion, but ZikoSwift may retain transaction records as required by law.


Force Majeure (Unexpected Events Beyond Control)

ZikoSwift is not liable for service interruptions due to:

  • Natural disasters (earthquakes, floods, hurricanes, etc.).

  • Government actions, wars, or civil unrest.

  • Cyberattacks or unexpected technical failures.

  • Pandemics or public health emergencies.


Amendments to These Terms

  • ZikoSwift reserves the right to update these Terms at any time.

  • Users will be notified of major changes via email or platform announcements.

  • Continued use of ZikoSwift after updates means you accept the revised terms.


Governing Law and Dispute Resolution

  • These terms are governed by the laws of the State of New Mexico, USA.

  • Disputes shall be resolved through binding arbitration or legal proceedings in New Mexico courts.


Contact Information

Email: support@zikoswift.com
Address: 1209 Mountain Road Pl NE Ste R, Albuquerque, NM 87110, USA

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