Flexible & Secure Payment Options
ZikoSwift provides multiple reliable methods for buyers to pay and for sellers to receive funds seamlessly. Experience smooth, transparent, and fast transactions globally and locally.
Accepted Payment Methods (For Buyers)
Choose a variety of trusted Payment Solutions tailored for your region, below are some of these payment solutions.
Bank Transfer
Direct online bank transfer
Visa/Mastercard
Secure payments with major credit/debit cards.
USSD
Use USSD code for fast offline payments
Mobile Wallet
Pay with Opay or PalmPay digital wallets
How Sellers Get Paid
OPay
Get paid directly to your Opay wallet
PalmPay
Receive your earnings into PalmPay wallet easily
Bank Transfer
Direct deposit into your bank account.
ZikoSwift Wallet
Store and withdraw funds anytime from dashboard
Currency & Exchange Rates
- Supported Currencies: Transactions available in USD, CNY, NGN, EUR, GBP, and more.
- Automatic Conversion: Prices convert based on real-time exchange rates.
- No Hidden Fees: Total cost is displayed before checkout.
Security & Fraud Protection
End-to-End Encryption
All transactions are secured with advanced SSL encryption.
Buyer Protection
Refund policies for eligible disputes.
Seller Protection
Secure payouts and fraud monitoring.
FAQs & Troubleshooting
Why was my payment declined?
Check if your card has enough funds, verify your details, or try a different payment method.
How can I update my payment method?
Go to your account settings → Payment Methods → Edit or add a new payment option.
What should I do if my payment fails?
Try again, contact your bank, or reach out to our support team.
How long does it take to receive my payout?
Depending on the method, payouts take 1-5 business days.