Flexible & Secure Payment Options

ZikoSwift provides multiple reliable methods for buyers to pay and for sellers to receive funds seamlessly. Experience smooth, transparent, and fast transactions globally and locally.

Accepted Payment Methods (For Buyers)

Choose a variety of trusted Payment Solutions tailored for your region, below are some of these payment solutions.

Bank Transfer

Direct online bank transfer

Visa/Mastercard

Secure payments with major credit/debit cards.

USSD

Use USSD code for fast offline payments

Mobile Wallet

Pay with Opay or PalmPay digital wallets

How Sellers Get Paid

OPay

Get paid directly to your Opay wallet

PalmPay

Receive your earnings into PalmPay wallet easily

Bank Transfer

Direct deposit into your bank account.

ZikoSwift Wallet

Store and withdraw funds anytime from dashboard

Currency & Exchange Rates

Security & Fraud Protection

End-to-End Encryption

All transactions are secured with advanced SSL encryption.

Buyer Protection

Refund policies for eligible disputes.

Seller Protection

Secure payouts and fraud monitoring.

FAQs & Troubleshooting

Why was my payment declined?

Check if your card has enough funds, verify your details, or try a different payment method.

Go to your account settings → Payment Methods → Edit or add a new payment option.

Try again, contact your bank, or reach out to our support team.

Depending on the method, payouts take 1-5 business days.

📞 Need Help? Contact ZikoSwift Support

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